What is supplemental dental insurance?

Supplemental dental insurance is a secondary dental insurance plan that you purchase to supplement your existing plan. The plan you have now may have long waiting periods or low annual maximums. It's in these cases that another plan could help. In this article, we'll cover the following: What is coordination of benefits?

Does my Supplemental Plan cover dental treatment?

If not all of your treatment is covered by the primary plan, then your supplemental plan can take over and help cover some or all of the remaining costs on your dental bill. Your supplemental plan can't cover treatment until after your primary plan has paid. This is called coordination of benefits (COB).

Is a dental savings plan the best supplemental dental insurance?

That's one of the reasons that a discount plan may be the best supplemental dental ‘insurance' for implants and other expensive dental work. If you think that a dental savings plan might be a better option for you than a second insurance plan, you can find dental savings plans on DentalInsurance.com as well.